Yes provided that each fee is separately disclosed on the invoice or billing statement delivered to the insured and the aggregate sum of the fees and all producer's commissions or other compensation does not exceed 20% of the total gross premium charged for the insurance policy (23-66-310)

Disclosure must be made to the customer showing the source(s) of compensation for the placement of

insurance and any or all volume compensation amounts (an estimate of this must be provided upon customer request) (23-64-520) (23-66-310)

No (23-66-310, (d)(1)(C))

Yes within written agreement; must disclose the commission earned and declare this fee unrelated to the compensation received for placement of insurance. (23-66-310)

No (23-34-207) Consultants may charge reasonable fees for consulting services (Dept bulletin 4-90 4/27/90)

All employers

For employers with 50 or fewer covered employees, prohibits aggregate coverage attachment points of less than $4,000 per member, 120% of expected claims or $20,000, whichever is greater.

For employers with more than 50 covered employees, prohibits aggregate coverage attachment points of lower than 110% of expected claims.

Constitutional provision prohibiting caps ($500,000 cap put on the 2018 ballot).

N/A