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Legislative Issues



NABIP is the leading professional association for health insurance agents, brokers, general agents and consultants. Our members work every day with individuals, families and employers of all sizes to help them purchase health insurance coverage and use that coverage in the best possible way. As a dedicated group of more than 100,000 benefit specialists from across the nation, we advocate on behalf of American health insurance consumers.

One of the primary ways we engage in advocacy for the consumer is by supporting legislation that ensures the future and stability of the insurance industry. Through Operation Shout!, NABIP members have the opportunity to participate in this exciting process.

Below is a list of key pieces of federal legislation NABIP is actively following. Please click on each bill to learn more. Note that the bills outlined below are just a few of the bills NABIP is actively involved with.

NABIP strongly opposes all forms of single-payer healthcare and is committed to promoting employer-sponsored health coverage and preserve Medicare, Medicaid, and other existing health programs.

NABIP opposes any efforts that would eliminate or cap the employer-tax exclusion for health insurance.

NABIP supports legislation to streamline the employer reporting process and strengthen the eligibility verification process for the health care premium tax credit and cost-sharing subsidy.

NABIP supports legislation to allow seniors enrolled in COBRA coverage to transition to Medicare Part B without a penalty, the same as seniors who remain on similar employer-sponsored coverage, by providing for a one-time special enrollment period.

NABIP supports legislation to allow observation stays to be counted toward the three-day mandatory inpatient stay for Medicare coverage of a skilled nursing facility.

NABIP supports legislation to address issues with HSAs and employer-sponsored coverage and modernize HSA regulations.

NABIP supports legislation to repeal the 30-hour threshold for full-time employee for purposes of the employer mandate in the PPACA and replace it with 40 hours.

NABIP supports legislation to remove the agent/broker compensation from the Medical Loss Ratio (MLR) Requirement in the individual and small group markets.