Avoid Card Service Fees by Paying with ACH/EFT
Beginning September 15, 2026, a 3% service fee will apply to card payments made to NABIP. NABIP PAC contributions and NABIP Foundation donations are not subject to the service fee.
There is no service fee for payments made by ACH/EFT or check. Members who switch to ACH/EFT can continue making recurring membership payments without incurring the 3% service fee.
Switch to ACH/EFT
Members who currently make recurring membership payments by card can switch to ACH/EFT by completing the NABIP ACH/EFT Auto-Draft Change Authorization Form.
To switch your payment method:
- Complete the NABIP ACH/EFT Auto-Draft Change Authorization Form.
- Securely upload your completed form at least 14 days before your next scheduled billing date to allow sufficient time for processing.
- NABIP will confirm once your recurring ACH/EFT payment has been established.
Until your ACH/EFT setup is confirmed, your existing payment method will remain in effect. Once confirmed, future recurring payments will be deducted from your designated bank account without a service fee.
NABIP Service Fee on Card Payments FAQ
Beginning September 15, 2026, a 3% service fee will apply to card payments made to NABIP. NABIP PAC contributions and NABIP Foundation donations are not subject to the service fee. There is no fee for payments made by ACH/EFT or check. Members who switch to ACH/EFT can continue making recurring payments without incurring this service fee.
Quick Facts
- Effective: September 15, 2026
- Card service fee: 3%
ACH/EFT fee: $0 - Check fee: $0
- Recurring ACH available: Yes
- Questions: membership@nabip.org or 844-257-0990
1. Why is NABIP implementing a service fee?
Beginning September 15, NABIP will apply a 3% service fee to payments made by card. Each year, NABIP incurs approximately $150,000 in card processing costs. This change will help offset those expenses and allow NABIP to continue directing more resources toward member advocacy, education, and other programs that support and benefit our membership.
2. When does the new policy take effect?
The policy takes effect on September 15, 2026.
3. How much is the service fee on card payments?
A 3% service fee will be added to all card payments. NABIP PAC contributions and NABIP Foundation donations are not subject to the service fee.
4. What types of payments are subject to the service fee?
The service fee applies to card payments, including:
- Membership dues
- Event registrations
- NABIP Learning Institute purchases
- Other products and services purchased through NABIP
NABIP PAC contributions and NABIP Foundation donations are not subject to the 3% service fee.
5. Will this fee appear as a separate line item?
Yes. The fee will be displayed separately as a service fee at checkout before you complete your payment.
6. What payment options are available without a service fee?
There are no service fees for payments made by ACH/EFT or check. Members who switch to ACH/EFT can continue making recurring payments without incurring a fee.
7. Can I still pay by check?
Yes. NABIP continues to accept payments by check. No service fee applies to payments made by check.
Please mail checks to:
NABIP
999 E St. NW, Ste. 604
Washington, DC 20004
Attn: Trace Hall
Monthly Dues & Recurring Payments
8. Can I change my monthly payment from a card to ACH/EFT?
Yes. NABIP encourages members who pay their membership dues monthly by card to switch to ACH/EFT to avoid the service fee.
9. Does NABIP have the ability to pull ACH/EFT payments automatically each month?
Yes. Members who enroll in NABIP's recurring ACH/EFT payment program authorize NABIP to automatically debit their designated bank account for scheduled recurring payments. Once authorization is in place, members do not need to approve each monthly transaction individually.
10. Is ACH/EFT secure?
Yes. ACH/EFT payments are processed through secure banking networks and are widely used for recurring membership dues and other business transactions.
11. How do I switch from monthly card payments to ACH/EFT?
- Complete the NABIP ACH/EFT Auto-Draft Change Authorization Form.
- Securely upload your completed form here at least 14 days before your next scheduled billing date to allow time for processing.
- NABIP will confirm once your recurring ACH/EFT payment has been established.
Until your ACH/EFT setup is confirmed, your existing payment method will remain in effect. Once confirmed, future recurring payments will be deducted from your designated bank account without a service fee.
12. If I'm currently paying my membership dues monthly by card, will anything change?
Yes. Beginning September 15, recurring membership payments charged to a card will automatically include the 3% service fee unless you switch to ACH/EFT.
If you wish to avoid the fee, please complete the NABIP ACH/EFT Auto-Draft Change Authorization Form and securely upload your completed form here at least 14 days before your next scheduled billing date to allow sufficient time for processing. Once your ACH/EFT setup has been confirmed, future recurring membership payments will be deducted from your designated bank account without a service fee.
13. How do I switch an Agency Dues Model (ADM) account from a card to an ACH bank account?
To switch an ADM account from a card to an ACH bank account, please contact Nessa Risley, Corporate Accounts and Membership Lead, directly at nrisley@nabip.org or agencymembership@nabip.org.
14. Can NABIP waive the service fee?
The 3% service fee is applied consistently to transactions where the fee applies and cannot be waived on an individual basis. NABIP PAC contributions and NABIP Foundation donations are not subject to the service fee.
Need Assistance?
If you have questions about your payment options or how to switch to ACH/EFT, please contact the NABIP Membership Department at membership@nabip.org or 844-257-0990.