Kansas

Commission Alternatives - Fees and Requirements

Charge fee in addition to or in lieu of collecting commissions?
Specific Disclosures or written agreements required to charge fees to a client?
Admin fees for insurance placement?
Charges for services unrelated to the placement of insurance?
Additional licensing required?
Licensed insurance producers may charge a fee in addition to receiving commissions for negotiation or procurement of insurance or for providing other services including adjustment of claims in connection with an insurance contract.  Kan. Stat. Ann. § 40-4911.
Yes.  Compensation must be based upon a written agreement between the producer and insured specifying the amount of such compensation.  Kan. Stat. Ann. § 40-4911 
Yes, see fees in lieu of commissions
  
No

Stop-Loss Information

Citation
Employer Size
Specific Stop Loss Restrictions
Aggregate Stop Loss Restrictions
Guaranteed Issue of Stop-Loss Policies
Other notes
Ins Reg 40-1-49
All employers

Prohibits specific deductible limits below $10,000
Prohibits aggregate coverage attachment points of less than 120% of expected claims
 No

Prohibits direct payment to covered individuals or providers.

Mandates minimum stop-loss contract term of 12/13 (covers claims incurred during plan year and paid during the plan year and 1 month after end of contract).

Malpractice Damage Cap

Damage Cap Amount

State Code
$250,000 cap for causes of action accruing from July 1, 1988 to July 1, 2014; $300,000 cap for causes of action accruing from July 1, 2014 to July 1, 2018; $325,000 cap for causes of action accruing from July 1, 2018 to July 1, 2022; $350,000 cap for causes of action accruing on or after July 1, 2022.