Commission Alternatives - Fees and Requirements

Charge fee in addition to or in lieu of collecting commissions?
Specific Disclosures or written agreements required to charge fees to a client?
Admin fees for insurance placement?
Charges for services unrelated to the placement of insurance?
Additional licensing required?
Agents may charge a fee in addition to or in lieu of receiving a commission for insurance placement.  Agents may also charge a fee for counseling services.  Mich. Comp. Laws Ann. § 500.1232; Mich. Comp. Laws Ann. § 500.1236; Mich. Comp. Laws Ann. §
Yes.  A written agreement for counseling services must set out the amount of fee and work to be performed.  The agreement must also state that the fee cannot be waived, and that a commission will be received for insurance placed as an agent.  Mich. Comp. Laws Ann. § 500.1236.  
Yes, see fees in lieu of commissions
Yes, see fees in lieu of commissions
Insurance agents that offer services in addition to the “customary advice offered by a licensed insurance agent” are required to be licensed as insurance counselors.  Mich. Comp. Laws Ann. § 500.1232