Commission Alternatives - Fees and Requirements

Charge fee in addition to or in lieu of collecting commissions?
Specific Disclosures or written agreements required to charge fees to a client?
Admin fees for insurance placement?
Charges for services unrelated to the placement of insurance?
Additional licensing required?
Tennessee does not permit licensed insurance producers from charging fees in addition to or in lieu of receiving commissions in connection with insurance placements.  Tenn. Dep't of Ins. Bulletin (Oct. 27, 1983).  http://www.tn.gov/commerce/insurance/documents/1-08-98.pdf
No Yes