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Beyond the Insurance Card: Making Healthcare Accessible for Working Families

October 22, 2026  |  By: NABIP
Healthcare Costs  |  Consumer Healthcare

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In this episode of The Benefits Brief, host David Saltzman sits down with John Farnsley, vice president of sales at CEHAS Plan Administrators, LLC, to discuss the challenges of making healthcare affordable and accessible for hourly, blue-collar and underserved workers. John explores why having health insurance doesn't always mean having access to care and how benefits professionals can help employers address rising costs through alternative plan designs, virtual care, prescription drug strategies and tax-advantaged benefits. He also explains the differences between Minimum Essential Coverage and Minimum Value Plans, highlights opportunities to serve gig workers and independent contractors, and shares how independent agencies can expand their businesses by developing benefits solutions that better meet the needs of working families.

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